Last updated: October 2, 2026.
Acceptance
By accessing vitorpereira.ia.br or using the Cobrança Inteligente tool, you agree to these terms. If you do not agree, do not use the service.
Use of the collections tool
Cobrança Inteligente is a read-only analysis tool: it organizes an explainable queue from invoices you provide. It does not send collection messages, change systems, negotiate debts, make credit decisions, or process payments.
You are responsible for:
- submitting only data you are authorized to process;
- reviewing results before any external action;
- keeping commercial, legal, credit, and collection decisions under human responsibility;
- not submitting secrets, card data, identity documents, or unnecessary personal data.
- recognizing that this release is public, does not create accounts, and does not authenticate users; submit only authorized and minimized data.
Intellectual property
All published content (text, images, and sample code) is authored by Vitor Pereira unless otherwise indicated. You may share links, quote excerpts with attribution (up to 250 words), and use sample code under the MIT license unless the material states otherwise.
You may not reproduce full articles without written authorization or use the brand, name, or image to suggest endorsement.
Disclaimer
The website and tool are provided "as is." The prioritization is operational support, not legal, financial, or credit advice, and does not guarantee collection, payment, or commercial outcomes. Review all data and consult qualified professionals for decisions that affect your business.
Conduct and external links
When commenting through Giscus, do not post illegal, offensive, defamatory, or spam content, and respect GitHub's terms. External links are operated by third parties and are not under our control.
Changes and governing law
We may update these terms; material changes will be shown at the top. These terms are governed by the laws of Brazil. Venue: Recife, PE, Brazil.