Last updated: October 14, 2026.
Who we are
vitorpereira.ia.br and the Cobrança Inteligente MCP tool are maintained by Vitor Pereira, an individual based in Brazil. For privacy questions or support, email contato@vitorpereira.ia.br.
Data we collect
Website browsing
With your explicit consent, Google Analytics 4 and Microsoft Clarity may process usage data such as partially obfuscated IP address, browser, device, visited pages, traffic source, and session recordings/heatmaps without intentionally capturing sensitive fields.
Without consent, no analytics script is loaded: neither Google Analytics 4, nor Microsoft Clarity, nor any other third-party measurement tool.
Cobrança Inteligente (MCP)
When you call the tool, it processes only the invoices provided in that call. Depending on what you send, fields may include customer name and identifier, invoice identifier, due date, amount, status, and a do-not-contact flag. Those fields may be personal or financial data.
Use the tool only with data you are authorized to process. It does not request passwords, API keys, card data, identity documents, full conversation histories, or data not needed for the analysis.
The current release is public and does not create accounts or authenticate users. Communication with the endpoint uses HTTPS, but anyone with the URL can invoke it. Submit only data that is necessary, authorized, and appropriate to share with this read-only service.
Purpose and limits
Invoice data is used solely to calculate an explainable collection-priority queue. The tool:
- does not send messages, emails, or payment requests;
- does not access CRM, ERP, banking, WhatsApp, or any external system;
- does not change records, negotiate, grant credit, or process payments;
- does not use submitted content for advertising, behavioral profiling, or its own model training.
Retention
The tool payload is processed in memory while producing the response and is not persisted by the application to a database, file, queue, or application log. After the response ends, the application deliberately retains no copy of the submitted portfolio.
Cloudflare and Vercel operate website delivery and hosting and may process technical request metadata, such as IP address, timestamp, route, status, and security information, under their own policies and retention periods. The application does not deliberately log invoice request bodies with those providers.
Legal basis
- Google Analytics and Clarity metrics: consent (LGPD Art. 7(I)), collected through the cookie banner.
- Operational security: legitimate interest (LGPD Art. 7(IX)), limited to operating and protecting the service.
- Portfolio analysis submitted to the MCP: execution of the functionality requested by the user (LGPD Art. 7(V)), limited to the requested response.
Sharing
Browsing data and technical metadata may be processed by:
- Google LLC (Google Analytics)
- Microsoft Corporation (Clarity)
- Vercel Inc. (hosting and Analytics)
- Cloudflare, Inc. (network, security, and delivery)
We do not sell personal data. The MCP tool does not forward invoice data to CRMs, ERPs, messaging providers, or other third parties.
Your rights
Where applicable, you may request confirmation of processing, access, correction, anonymization, blocking, deletion, and information about sharing. To exercise these rights, email contato@vitorpereira.ia.br.
Cookies
We use NEXT_LOCALE (language) and consent (analytics preference) cookies. Google Analytics (_ga, _gid) and Microsoft Clarity (_clck, _clsk) cookies are used only after consent.
How to withdraw consent
You can change your mind at any time: the "Cookies" button in the footer reopens the banner. Choosing Reject after having accepted deletes the _ga and _clck cookies (and the site's other analytics cookies) and reloads the page, and collection stops. You can also clear the site's cookies in your browser settings.
Changes to this policy
We may update this policy when the service or its providers change. The latest update date will always appear at the top of this document.